Choose the category first, then apply through a licensed MM2H company
The current national MM2H programme has Silver, Gold and Platinum categories, plus a Special Economic Zone or Special Financial Zone route. The category determines the required fixed deposit, compulsory minimum property value, programme term, participation fee and permitted activities.
For Silver, Gold and Platinum, the principal applicant must be at least 25 years old. The SEZ/SFZ category begins at age 21. The application is not submitted through a property agent: it must go through a currently licensed MM2H tour operating business and the One Stop Centre MM2H.
Silver
USD150,000 fixed deposit, minimum RM600,000 residence, five-year renewable programme term and RM1,000 one-off participation fee.
Gold
USD500,000 fixed deposit, minimum RM1 million residence, 15-year renewable programme term and RM3,000 one-off participation fee.
Platinum
USD1 million fixed deposit, minimum RM2 million residence, 20-year renewable programme term and RM200,000 one-off participation fee.
SEZ/SFZ
USD65,000 fixed deposit for ages 21–49 or USD32,000 for ages 50+, with a property purchase in the designated development subject to the applicable state policy.
Fixed deposit, residence purchase, stay and dependants
The fixed deposit must be placed with a Malaysian financial institution licensed under the Financial Services Act 2013 or Islamic Financial Services Act 2013. After MM2H approval, up to 50% of the principal fixed-deposit value may be withdrawn for approved residential purchase, education, medical or tourism purposes.
A residential purchase is compulsory after approval. The residence generally cannot be sold for 10 years unless the participant upgrades by purchasing a higher-value residence. Failure to comply with programme terms may affect the MM2H pass.
The current official overview states that participants below age 50 have a 90-day cumulative annual stay requirement that may be fulfilled between the principal, spouse and dependants. Participants aged 50 and above have no minimum annual stay requirement under that overview.
Dependants
A spouse, eligible children, medically certified disabled children, parents and parents-in-law may be included subject to the current rules.
Children aged 21–34
They must be unmarried and unemployed while in Malaysia to remain eligible as dependants.
Medical check
The principal and dependants must complete the required medical examination after receiving approval.
Insurance
Health-insurance evidence is part of the post-approval and endorsement documentation where applicable.
What documents are normally required for a new MM2H application?
The official new-application checklist identifies the Immigration Pass application form IM.12, passport biodata pages for the principal and dependants, proof of family relationships and certificates of good conduct or equivalent police-clearance documents for the principal and dependants aged 18 and above.
Only complete applications are accepted and applications undergo security screening by the Royal Malaysia Police. Documents not in English must be translated and certified through the accepted Malaysian embassy, high commission, consulate or Ministry of Foreign Affairs process stated in the official checklist.
- Completed IM.12 immigration pass application form.
- Principal applicant’s passport biodata page.
- Each dependant’s passport biodata page, where applicable.
- Marriage, birth, adoption or other proof of family relationship, translated and certified where required.
- Certificate of Good Conduct, police certificate or clearance certificate for the principal and dependants aged 18 and above.
- Any additional documents requested for the applicant’s category or circumstances.
Keep copies of every original document and confirm the latest checklist with the appointed licensed MM2H company before certification or translation work.
How does the MM2H application process work?
The official process runs through a licensed MM2H company and the One Stop Centre. Immigration approval remains under the Ministry of Home Affairs and the Immigration Department of Malaysia.
1. Confirm category
Check age, fixed deposit, property budget, permitted activities, annual stay and dependant needs before starting.
2. Verify and appoint an agent
Choose a company from MOTAC’s current licensed MM2H company list and confirm its licence validity.
3. Prepare documents
Complete the forms, passports, family proof, police clearance and translations or certifications required.
4. Agent submits application
The licensed company submits the complete application to the One Stop Centre MM2H through the current official system.
5. Government review
The application is checked by OSC MM2H and undergoes security screening. A conditional approval letter is issued if accepted.
6. Complete post-approval conditions
Within the period stated in the approval, prepare the Malaysian fixed-deposit certificate, medical report, insurance where applicable, stamped personal bond and valid passport.
7. Submit for endorsement
The licensed agent submits the post-approval documents and the applicant pays the applicable processing, participation, pass and visa fees.
8. Receive the MM2H pass
The Immigration Department completes the endorsement after the requirements and payments are accepted.
Participation, processing, pass and professional fees are different items
The official category overview currently lists a processing fee of RM5,000 for the principal and RM2,500 for each dependant. The one-off participation fee is separate and depends on the selected category. Visa and pass charges, medical examinations, insurance, document translation and certification, agent service fees, property costs and legal fees should be budgeted separately.
Do not assume that a quoted package includes every government and third-party cost. Ask the licensed company for a written itemised fee schedule and refund or cancellation terms before paying.
Jack can help compare property options, but MM2H application fees and immigration services must be confirmed with a licensed MM2H company.
The MM2H property minimum is not the only property rule
The national MM2H category states a minimum residential purchase value, but property acquisition is also affected by state authority rules, foreign ownership thresholds, title restrictions, consent requirements and the eligibility of the specific project or unit. A RM600,000 Silver minimum does not automatically mean every RM600,000 home in Malaysia is available to a foreign purchaser.
Before booking, ask a Malaysian conveyancing lawyer to confirm the purchaser’s eligibility, state consent, title, restriction in interest, financing, taxes, stamp duty and the interaction between the purchase timeline and MM2H approval.
Check the state
Foreign-purchase thresholds and consent procedures differ by state and can change.
Check the exact title
Residential, commercial, serviced-apartment and restricted-interest titles can carry different implications.
Check the unit
The project being generally marketed to foreigners does not replace legal verification of the exact unit.
Check the sequence
Coordinate booking, approval, financing and the compulsory purchase obligation with the licensed MM2H company and lawyer.
Verify the rules again before submitting or purchasing
The current MM2H portal is maintained by the Ministry of Tourism, Arts and Culture and should be the first reference for category terms. The Malaysian Immigration Department page is useful for pass endorsement, dependant, renewal and related immigration procedures, but some legacy wording can coexist with the newer category framework.
Tax treatment is fact-specific. The official portal describes an exemption for incoming foreign funds such as fixed deposits, but applicants should obtain advice from a Malaysian licensed tax professional for their income, residence and reporting circumstances.
Recheck the official category overview, guidelines, licensed-company list and Immigration procedures immediately before acting.